At Eartholeum, we breathe innovation with an unending zeal to consistently build upon the status quo. We have sought to push boundaries consistently and seek new frontiers in all facets of life.To this end, we constantly develop new and relevant systems, solutions, and products.

Our goal is to redefine Africa’s increasingly mobile lifestyle. The world is evolving, and financial inclusion is important for everyone. We address the challenge of lack of access to financial services.

Our Mission ​

We are collaborating with like minds to redefine the African dream, one city at a time.

Our Vision

Designing software solutions for financial inclusion all over Africa


Our diverse range of services

Issuing and Account Management

Issue and manage various accounts regardless of issued payment tokens such as virtual accounts, cards, pre-paid, loyalty, mobile, and biometrics. 

Mobile /Internet Banking and Remittances

We enable banked and unbanked customers to be reached with a broad range of transactional products. 

Multi-Channel Acquiring

We support standalone POS or Integrated POS for multi-lane retailers, forecourts, ATMs, cash recycling, mobile, and secure web payment pages. Merchant management, reconciliation, settlement, and reporting are also supported.

Payments Engine

We can also help switch, clear, and settle various payment instructions using open, interoperable messaging and security standards, including CPSP and PSP configurations support.

Interbank Clearing and Settlement

We support Automated Clearing House (ACH) solutions; for various payment streams (Card, debit orders, payments, etc.), including cross MNO redemption and voucher settlement.

Billing Engine

Top-notch solutions specially designed and implemented for B2B payments.

Interested in learning more about our services?


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